The Way to Wealth
The first American book on personal finance, "The Way to Wealth" by Benjamin Franklin is still the best and wisest money book ever written. 
Originally published in 1758 as the preface to "Poor Richard's Almanack," this little gem has been through innumerable printings and sold millions of copies to those in search of smart but entertaining advice about hard work, earning and saving money and debt. 
A great, very short read. Filled with dozens of maxims for living that have become commonplace in American vocabulary, such as "early to bed, early to rise, makes a man healthy, wealthy, and wise."
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